CHARITABLE GIFT ANNUITIES

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CHARITABLE GIFT ANNUITY – IMMEDIATE PAYMENT

When you transfer cash, securities or other property to American Land Conservancy, ALC pays you, or up to two annuitants you name, a lifetime annuity.

The principal passes to American Land Conservancy after the lifetime(s) of the income beneficiaries.

Benefits:

  • You receive an immediate income tax deduction for a portion of your gift. Your annuity payments are treated as part ordinary income and part tax free income. If the gift is funded with appreciated property, your annuity payments are also part capital gains income (15%), and part tax-free income.
  • Through this gift, you have the satisfaction of making a significant gift that benefits you now and American Land Conservancy later.

CHARITABLE GIFT ANNUITY – DEFERRED PAYMENT

Build retirement earnings by deferring the onset of annuity payments. (This option is recommended for younger donors).

Beginning on a specified date in the future, American Land Conservancy begins to pay you, or up to two annuitants you name, fixed annuity payments for life.

The principal passes to American Land Conservancy after the lifetime(s) of the income beneficiaries

Benefits:

  • The deferral of payments permits a higher annuity rate and generates a larger charitable deduction. The longer you defer payments, the higher the effective rate you will receive.
  • You can target your annuity payments to begin when you need them, such as retirement or when a grandchild needs help with tuition payments.
  • You have the satisfaction of making a significant gift now that benefits both you and American Land Conservancy later.

To learn more about Planned Giving with American Land Conservancy, please contact us at plannedgiving@alcnet.org or by phone at (415) 912-3660.